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ATM programs built around your business.
From fully managed placements to merchant-loaded and ownership models — Olympia offers flexible ATM programs tailored to your location, goals, and level of involvement.
Four ATM program options.
Customers don't always understand the difference between ownership, cash loading, and full-service placement. Here's how each arrangement works — and who it's best suited for.
Full-Service ATM Placement
For qualified locations, Olympia provides the ATM, transaction processing, monitoring, maintenance, and cash loading. The business provides the location and may receive an agreed portion of the transaction revenue. This is generally the most hands-off arrangement.
Merchant Cash-Loaded Placement
Olympia provides and supports the ATM, while the business supplies the cash inside the machine. Because the business contributes the working capital and handles replenishment, it can generally retain a larger portion of the transaction revenue.
Own & Operate an ATM
The customer purchases a new or refurbished ATM and supplies the cash. Olympia can provide programming, transaction processing, installation, training, reporting, and ongoing support. The owner retains the surcharge revenue, less the applicable processing and service costs.
ATM Cash Loading & Management
For businesses or entrepreneurs that already own an ATM, Olympia may also be able to provide monitoring, cash replenishment, maintenance, and management services, depending on the location and transaction volume.
Programs are customized according to location, transaction potential, geography, and service requirements — not every location automatically qualifies for the same arrangement.
Find the right arrangement.
Programs are customized according to location, transaction potential, geography, and service requirements — not every location qualifies for every arrangement.
Full-Service ATM Placement
Merchant Cash-Loaded Placement
Own & Operate an ATM
ATM Cash Loading & Management
All arrangements are subject to qualification, location assessment, and a service agreement. Contact us to discuss which program fits your situation.
How Olympia Compares
The ATM market is served by a few broad models. Here is how our programs differ from large enterprise providers and national network aggregators.
Olympia
Our programs
Enterprise Providers
Large ATM manufacturers & bank-focused networks
Network Aggregators
National multi-retailer ATM networks
Descriptions reflect common industry models rather than any single company. Actual timelines, terms, and capabilities vary by provider, location, and volume.
Everything included, whatever the arrangement.
Regardless of which program you choose, Olympia can provide installation, processing, monitoring, maintenance, and reporting — so your ATM stays running and generating revenue.
Professional Installation
Site survey, deployment, and compliance handled end-to-end.
Transaction Processing
Secure, EMV-compliant transaction processing and settlement.
Cash Loading Options
Scheduled cash replenishment or merchant-loaded arrangements.
Real-Time Reporting
Dashboard access to transaction data, revenue, and diagnostics.
Compliance & Security
PCI-DSS compliant with EMV chip technology and encryption.
24/7 Monitoring
Proactive alerts and remote diagnostics to maximize uptime.
Where to put an ATM — and which locations are worth one.
Clear answers to the questions business owners ask before deciding where an ATM should go and whether their location qualifies.
Where is the best place to put an ATM in a business?
The best spot is where customers already pause and where the machine is visible before they reach the till — near the entrance, at the front of the store, on the way to the washrooms, or along the floor in a bar or venue. Put it somewhere well lit, out of the direct path of staff serving customers, and not inside a staff-only area, so a customer can use it without asking permission. The machine also needs room for a person to stand at the keypad and step back comfortably. Olympia confirms the exact placement during a free site survey, before anything is installed.
Which businesses are the best ATM locations?
Cash-intensive businesses with steady foot traffic are the strongest ATM locations: convenience stores, bars and nightclubs, entertainment venues, casinos and gaming rooms, bottle depots, laundromats, food courts, arenas, hotels, and gas stations. Two things predict performance better than the type of business — how many cash transactions happen per day, and whether customers are spending after bank hours when branch ATMs are closed. A location that sells low-value items to a few people a day is rarely worth a machine; a venue that is busy on Friday and Saturday night almost always is.
How much space does an ATM need?
A freestanding ATM takes up roughly the footprint of a large vending machine, plus clear standing room in front of it so a customer can use the keypad and step back with cash. Countertop units suit locations with limited floor space, such as a small retail counter or a bar top. There also has to be a route to get the machine into position on delivery day — a narrow or stair-only back entrance can rule out a full-size unit. Olympia measures your space during the site survey and recommends a model that physically fits.
Does an ATM need its own power outlet and internet connection?
Yes on both counts, though not usually a dedicated circuit. A standard power outlet and a data connection are the two essentials — the connection can be wired ethernet, a wireless link, or a phone line depending on the model and what the building already has. Transactions cannot be processed without connectivity, so a site with no workable data option needs another solution before a machine is installed. Olympia confirms power and connectivity during the site survey, so you know what is required before you commit to anything.
Can an ATM be placed where staff are not nearby?
It can, but unattended and high-risk sites need more than a stand — the machine has to be physically secured and monitored. For locations without staff nearby, in isolated areas, or in buildings with repeated break-in attempts, Olympia uses steel enclosures and the STRONGBox™ alarm system alongside 24/7 remote monitoring that alerts on tampering and low cash. Whether an unattended location is suitable depends on the building, the neighbourhood, and transaction volume, so it is assessed case by case rather than promised in advance.
How many ATMs does one location need?
Usually one. A second machine only pays for itself where transaction volume is high enough that customers would otherwise walk away — a busy venue with sharp weekend peaks, or a location where a single outage during a big event costs real revenue. Because Olympia monitors every machine remotely, it can see the actual transaction pattern and tell you whether a second unit is justified instead of guessing. Where uptime matters most, a backup machine protects revenue that a repair visit cannot recover in time.
ATM placement and provider questions, answered.
What business owners ask most before choosing an ATM program or a provider.
Ready to get started?
Tell us about your location and goals — we'll recommend the right ATM program, from full-service placement to ownership.